Contactless technology has more speed, comfort and safety in banking operation and payment systems. The user carries out a payment operation with a contactless card for banks or mobiles phone with NFC technology (New Field Communication).
More and more, the contactless technology is becoming popular in banks and in machine payments systems of vending machines or kiosks, stores, transports, universities, interactive television, etc.
The contactless technology needs a contactless card and a RFID contactless reader.
The contactless card is used for operations which need a big speed in the transmissions . For his using the reader is closed to card reader, in a distance from 8 to 10 cm, so this will be feed electronically. Following a sophisticated protocol of safe Communications, the card is identified by contactless RFID reader and then, the payment is done.
The payment systems with card are worked with ENV (American Express, MasterCard y Visa) After reading of contactless card, EMV define several methods of Customer Verification (VCM), using the PIN introduction, a sign or without verification.
For solutions in vending machines, kiosks, transport or payments of little quantity in stores, are done without verification, that’s why the system and the operations are reduced.
CONTACTLESS PAYMENT IS A REALITY AND WITH GOOD PROSPECTS
The payment with a contactless card is a reality which starts to integrate in several banks and payment systems. The main associations of cards like VISA, MASTERCARD, AMERICAN EXPRESS has been developed contactless payment Systems, PayPass®, payWave y ExpressPay® cards, some of them have started to be issued by several banks.
At the beginning of 2011 in the World there was over 170 millions of contactless cards issued and it foresee increase this quantity every year to 2016, then there will be over 1.000 million issued cards. Some cash dispenser are fitted out with contactless technology which have already installed in Baleares Islands. Santander Bank, with UPC will introduce the bank cards of his students with this technology.
Moreover, Google Wallet, the vending system of Google, it has already integrated this technology that allows the mobile use or a contactless payment card to carry out the buyings.
The payment with contactless cards is being stimulated by associations of contactless cards loading a smaller commission than payments with conventional cards, it is a reality that interest as banks as users .
The readers and payment system manufacturer of Uniform has bet with strength for this technology , that’s why they are positioned very well in the market for this kind of solutions. Kimaldi, official distributor of Uniform since1998, markets the offer of readers for contactless payment pago of Uniform with its products card Reader of nearness UIC681 and nearness Reader OEM UIC680 so it is situated in a very good position for the progressive establishment of contactless payment systems
This technology shows a high level of benefit for the users, making the transactions faster and reducing wait time , while banks offer you the chance of add new payment solutions in your products ring binders.
Referene of this solution: 01-2309-102
De componenten van de applicatie:
This application's components:
Lector de tarjetas de proximidad
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Lector de proximidad OEM UIC680
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